Checking Your Auto Warranty Coverage & Conditions Correctly

We are all our own worst enemies where auto warranty coverage is concerned. Human nature dictates that we will be unable to follow instruction or read documents fully at least 50% of the time. Let’s be fair as well that problem increases to 75% if you are a man! But auto warranties are notoriously complicated beast and they seemed designed to try and catch you out and wind you around in legal speak. But this isn’t always the case and there are a lot of reputable auto warranty companies out there. So let’s have a good look at the main points you should check, by reading and by asking.

Of course, what is and isn’t covered may depend on what type, make and model of car you have, along with the age and mileage on the same. There will always be waivers or limitations and many of these relate to specific components or parts, so eyes down now

I will now leave it for Gregory Nelson to take it from here. His company Motor Vehicle Service is very experienced. This extract comes from his article:

Auto Warranty Coverage – What Will They Repair or Replace?

…. in general, there are some things that are universally covered by warranties.

Engine Warranties:

This will be covered, no matter if it’s a manufacturer’s warranty or an extended warranty, but don’t assume that everything under the hood counts as an “engine” part. Things that are considered “consumables” aka items that wear out, like fan belts, are usually not covered. But should a major engine problem arise that is not due to misuse, lack of care or other negligence, the warranty will cover the costs of replacement or repair.

Warranty on Transmissions

This is considered part of the drive train, and again, will be covered in both situations. Don’t expect to have repairs done if the damage is caused by misuse or accidents – if you dent the tranny pan, it will be your insurance that covers the repairs, not the warranty.

Warranty Parts and Labor:

This is generally covered under both plans, as it pertains to repairing or replacing other covered items. That does not include an oil change.

Front/Rear Wheel Drive and 4×4:

Any damage done that was due to faulty parts here will be covered under most warranty programs.

Air conditioning: It may be a luxury addition to your new car package, but if something fails, your warranty will cover the costs of blowing cold again.

Brakes under Warranty:

Again, there are lots of consumables in your brake assembly. Don’t expect normal wear to be replaced on your brake pads, rotors or shoes. However, if another problem causes uneven wear, you may get replacements under your warranty program. Check the fine print.

There are plenty of other items that may be covered under your warranty, including electrical problems or shorts, any failures in the seals and gaskets, and so on. Some programs will also offer incentives and assistance for the time while your car is out of commission. This could include things like emergency transportation cost reimbursement, loaner rental costs, and any number of roadside assistance programs. Of course, the only way to know for sure what is covered under your auto warranty coverage is to read it for yourself, and make sure you understand what your responsibility is.